Questions

Can I get a cash advance if I have a low credit score? Do I need collateral to secure the loan?

Every one falls on hard times every once in a while. We understand. When you borrow with us, your job is your credit. We don’t conduct a credit check or penalize your for credit issues. We do not require you to put up any collateral for your loan. Simply bring proof of employment and your bank account information and we can get started.

How will I receive the money?

All you need to receive your funds is an active checking account. We will deposit the money directly in your account. No need to wait in long lines or worry about check cashing fees. Let us take care of that for you. Most of the time, you will receive your money within 24 hours.

When is the money due? When do I have to pay back my loan?

We know that emergencies happen and sometimes you need fast cash in a hurry. Our loans are not due until your next payday. Use the money for anything that life throws at you—an unexpected auto repair, an illness or moving expenses. Don’t worry about how you will pay for life’s curveballs. You have until your next paycheck to pay back your Fast Cash payday loans.

Can I borrow if I already have an unpaid loan from another fast cash lender?

Unfortunately, no. We use a centralized system to identify any outstanding loans. You will not be eligible for a Fast Cash payday loan until you repay any other open loans.

Can I pay off my loan early? Can I get a prepayment discount?

Absolutely. There is no prepayment penalty for paying off your payday loans early. You are welcome to pay back your loans before the due date, however, there is no discount for prepayment of your payday loan.

How much will my cash advance cost me?

We work with several lenders that will compete for your business. The fees for the service vary from lender to lender. Most customers will pay between $10 and $30 for every $100 borrowed. Shop around for the best rates to save on interest and fees.

Can I get an extension on my loan?

In most cases you may be granted an extension. Keep in mind that you may have to pay additional fees for this service.

This sounds great. How do I get started?

To start the process, simply fill out the online application. You will need to answer basic questions about your income and identity. When we verify this information, we will notify you about the next step in the process. Have your banking account information ready and you’ll have cash in your hand tomorrow!